How to Flip a Home with No Money and Bad Credit

House flipping is always risky, but it’s possible to invest in houses with bad credit and no money if you know what kind of financing options exist. There are even community full-time people who will lend your first few deals as long as they do well!

But don’t worry! If you have no money or bad credit, we’ll help show you how to flip houses without any cash and poor scores. Read more here.

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4 Ways to Flip Houses 


When you don’t have the cash and credit to complete the deal, find a business partner. The partnership is the process in which two people join to tackle a housing project. One partner will pay the initial amount for the home and the other partners will take charge of the rest of the logical responsibility of flipping the house like hiring contractors to renovate the house. 

In this process, each partner will get the first percent of the end profit. In addition, there are thousands of ways in partnership structure for house flipping, this is one of the common ways. 

Work with a Private Lender 

If you have bad credit, working with a private lender may be the better option. They’re a great source of funding for investors. Private money lenders have more power over private lenders but no more restrictions and no additional option to invest. While banks often work with the stock market and other financial products, private lenders make a lot of their money through investment.

Private lenders have their own rules as they’re not associated with a government-backed agency or financial agency. In return for the risks they are willing to take, they charge higher fees. However, they get the money into the hands of the applicants much faster than a bank.

Hard Money Lender 

Hard money lenders will lend you some amount expecting you to later repay the money with interest. However, unlike banks, these lenders generally do not take into account the borrower’s assets, income, or credit score. This means that if you don’t have money and a credit score, the hard money lenders are eager to lend you money.

Consider a Home Equity Loan 

Homeowners who have built up equity on another property have the opportunity to use those equities to buy another home. Many homeowners use their home equity loans to repair or enroll their children in college, and some use them to start a business such as a home flipping company.